If anyone is wondering about the user friendliness of stripe: it’s ehhhhhh stressful at first. But from what I’ve seen so far it’s pretty good.
First of all, if you’re under 18 then you can open an account and connect it to your bank account no problem. They will however send you a friendly message asking you to update the account holder settings to your guardian to represent you. This was a huge plus for me since it meant I could be honest about my age (and not have to avoid my account being banned like I’ve heard many people on PayPal have gone through). However this lowered age restriction means that there’s more personal info you have to give compared to PayPal. The only information displayed on my invoices is a phone number (I chose an old phone that is not personal) and an email address. You can change both of these but I haven’t checked if you can take them off the invoice.
It has no much additional stuff for customisation that I actually found it confusing if I could just use it for invoicing. You have a choice of ‘apps’ that are connected to stripe to help you with fancier invoicing, tracking, aka lots of professional business stuff. It also gives you an api that allows you to develop your own systems for your business. However you don’t actually have to use these, and they aren’t necessary to me for art commissions so I didn’t delve any deeper into this.
Using the built in stripe invoicing: if you want to send an invoice in a different currency to your own, you have to change that in your customer’s settings manually before you make an invoice. After you make an invoice or choose a currency, you can’t change it again for that customer. the only way to change it again is to delete that customer and recreate them again. This was the only thing that confused me because at the start I couldn’t figure out why I couldn’t change the currency from £s to $s in an invoice. I felt so clever when I figured this shit out lol.
that’s pretty much all I’ve gathered so far from stripe. In conclusion: it was hard for me to wrap my head around due to the large amount of choices that were unecessary to me. However once you set everything up there are no problems and it works normally. It’s basically a payment transfer service targeted more at businesses, but it can work for commissions too!
hope this long ass post helped at least a few people ;-;