I didn't want to make this type of rule but I found it necessary due to so many repeated situations.

Holds and payment plans will be possible if you can guarantee a payment in the same day you has claimed an adopt. This will be a minimum double digit 20% of the original price. If for any reason you're going to cancel or you're going to regret I will NOT refund this amount. So you must be sure you want it or can afford it. This applies to my adopts, re-sell characters and any type of monetary amount. Also, when full payment has been made, no refunds will be allowed. When purchasing an adopt you agreed these terms!