Kramer

Kramer owns a big bank in a big Gruxian city. He's a rather cheerful old viscet who has lived his lucky life with no regrets, though he'll continue seeking to secure his bank's legacy until the day he dies.

Kramer started out as an adventurer, accomplishing tasks and collecting their rewards. He had an eye for good deals, maximum reward for short work or tasks that had him pocketing some loot in the process. While Kramer adventured, he took on a side hustle as a merchant, selling off some of his loot for more profits. His big break was when he heavily invested in a crusade and made huge returns when it was successful. Once Kramer accumulated wealth that was almost too vast (with a treasure stash to boot) he had in mind to set up a bank. This bank is his proudest accomplishment. The building itself sits atop his treasure trove, a maze-like series of vaults containing his finest and rarest treasures from his adventuring days. Only his most trusted employees know of this.