Genuine question, but while reading the list of amounts on the calculator bulletin I'm noticing a lot of cases involving echecks that bounce back. Isn't paying for things with cheques that you know will fail counted as fraud?
hello! i actually did a bit of reading about this online since it was my first time seeing an eCheck so i'll offer what I found for context if it helps just for general eCheck awareness:
- according to other Paypal users in forums, under certain circumstances Paypal will send eChecks without making it clear to the buyer that the payment will be sent as an eCheck [1][2][3] or why it's happening - to my knowledge, none of the echecks were sent after the whole bank fiasco began, and the paypal forums corroborate that eChecks can happen accidentally. so I don't think there's necessarily proof that the checks were intended to fail (or even intentionally sent as eChecks).
so i'm not totally sure it would be advisable for people pursue the Fraud accusation with paypal for their chargeback disputes. that angle might have a higher burden of proof than just proving that goods were delivered or that services were rendered, or in other cases that the transaction was not unauthorized, and that the chargeback itself is illegitimate. this is my first rodeo with paypal's dispute center but given paypal's track record it seems like claims with hard evidence will just be easier to present in a case. o(-(
(but I do think it's fair for people to draw their own conclusions, and I may have missed something important somewhere!)
mai
Genuine question, but while reading the list of amounts on the calculator bulletin I'm noticing a lot of cases involving echecks that bounce back. Isn't paying for things with cheques that you know will fail counted as fraud?
2 months, 13 days ago
hello! i actually did a bit of reading about this online since it was my first time seeing an eCheck so i'll offer what I found for context if it helps just for general eCheck awareness:
- according to other Paypal users in forums, under certain circumstances Paypal will send eChecks without making it clear to the buyer that the payment will be sent as an eCheck [1] [2] [3] or why it's happening
- to my knowledge, none of the echecks were sent after the whole bank fiasco began, and the paypal forums corroborate that eChecks can happen accidentally. so I don't think there's necessarily proof that the checks were intended to fail (or even intentionally sent as eChecks).
so i'm not totally sure it would be advisable for people pursue the Fraud accusation with paypal for their chargeback disputes. that angle might have a higher burden of proof than just proving that goods were delivered or that services were rendered, or in other cases that the transaction was not unauthorized, and that the chargeback itself is illegitimate. this is my first rodeo with paypal's dispute center but given paypal's track record it seems like claims with hard evidence will just be easier to present in a case. o(-(
(but I do think it's fair for people to draw their own conclusions, and I may have missed something important somewhere!)
2 months, 11 days ago